Personal Finance & Home Buying Guides

Clear answers with real numbers — no fluff, no signup required. Updated for 2026.

May 2026 5 min read New

How Much Life Insurance Do I Need at 30?

Most 30-year-olds need $500,000–$1,500,000 in coverage. This guide breaks down the DIME method, shows exact estimates by income, and explains why group life insurance isn't enough — with 2026 term rates included.

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